Should you Obtain Proof of Posting?

Failure to submit certain documents, such as personal tax returns, to HMRC by a specified deadline date can result in considerable penalties. It has been widely held that obtaining a ‘Proof of Postage’ certificate is a good idea to mitigate any penalties that arise...

Beware of PPI Interest

We’ve all had them over the past few years…. an endless barrage of calls from legal claims companies claiming to be able to recover Payment Protection Insurance (PPI) that was mis-sold to us by banks and other credit providers. For some of us they have been simply an...

A Cautionary Tale

Once upon a time there was a man called Jeremy.  Jeremy was the son of Mr Clark a prominent businessman who owned a chain of clothing retailers called ‘Top Gear’.  Despite having fairly extreme views about people towing caravans, Jeremy was, on the whole, a...